Looking for LoanMart or TitleMax?Compare the amount and rate of your loan with a free quote, and cash fast!

Get a Free Quote Today!


  • Loading Years
  • Select a Make
  • Select a Model
  • Select a Trim
  • Select Referrer
    • TV Ad
    • Bing
    • Google
    • Yahoo
    • Radio Ad
    • Direct Mail
    • Existing Customer
    • Previous Customer
    • Friend

Title Loans: Process.

  • 1


    Call us or fill the form at the top of this page

  • 2


    Find out if your vehicle qualifies.

  • 3


    Submit all required documents and signatures.

  • 4


    Pick up your money at a variety of convenient locations.

Refinance your Car Title Loan!

I Need Cash Now is the place to go to when you want those high monthly payments reduced. We have helped thousands of people lower their monthly payments, and we can help you as well. We believe that your financial stability should be based on more than just a credit score, and we pride ourselves in helping all types of customers.

If you already have a car title loan and feel that you are paying too much, let us see if refinancing your car title loan can help. We will look at different options to refinance your car title loan and try to find you a lower rate. You have nothing to lose and have a lot of money to save. Find out if car title loan refinance is right for you.

The process is pretty simple:

  • Fill out the Form on the right.
  • Speak to a Loan Officer
  • Submit the necessary documents
  • Find out how much you can save!

What is my Minimum and Maximum period of repayment?

Our loans range from 24 months to 44 months repayment period, depending on the specific loan. Best of all, if you choose to pay your loan off early you will pay less interest and there is no pre-payment penalty!

What is the cost of my credit going to be?

The APR for our Gold Program is 35.99% for all qualifying customers, but can be lower depending on your creditworthiness, collateral, and agreed-upon terms. Loan amounts start at $5,500.00 with a term of 24 to 44 months. Most Gold Program loans will be charged an administration fee (origination fee) in an amount ranging from $262.00 up to 5% of the amount financed.

For a typical Gold Program loan of $7,500.00 with a 35.99% APR and a 38 month term, the payment is $333.73 and the total scheduled interest is $4,731.74. The interest on the loan may vary depending upon the timing of the payments made. There is no prepayment penalty. This means that you can pay off your loan at any time without penalty, and you will only be charged interest during the time that you have an outstanding balance. However, the administration fee (origination fee) is not refundable.

How do Car Title Loans Work?

Title loans use the equity in your car and your ability to repay to approve your loan. In order to qualify for a car title loan you need the following:

  • Vehicle in good working condition
  • Proof of income
  • Clean Title

Unlike other companies, INeedCashNow.net lets you keep your car while paying off your loan. Apply today and one of our friendly Loan officers will walk you through the process in detail and the documentation you need to provide. Once the Loan has been approved, you get the cash you need and you keep on driving your car. When you finish paying off your loan, you get the title of your vehicle back. It’s that simple!

What is the APR for iNeedCashNow® Gold Loans?

The APR for the Gold Program is 35.99% APR for all qualifying customers, meeting all necessary criteria as stated below.

When you’re in need of cash, look no further than INeedCashNow.net! Call today and get the cash you need!

Subject to specific underwriting criteria and ability to repay. In order to qualify, customers must have a 600 FICO score or greater. Principal amounts for Gold Loans start at $5,500 or otherwise, based on state minimums. Other restrictions apply. Not all applications will be approved.

Call and get a quote today! (877)713-6522